The National Flood Forum has entered agreements with the companies below where we act as an Independent Appointed Representative. The companies provide a donation for each new policy and renewal signed and agree to abide by the Insurance Broker Protocol.
HOUSEHOLD INSURANCE
We get dozens of enquiries every week from people who are struggling with household insurance to cover floods. We are independent and able to offer advice and guidance on how to go about getting insurance.
Many homeowners and tenants at risk of flooding struggle to get household insurance, but there are some simple things to do to increase the chances of success:
I AM ELIGIBLE
I AM NOT ELIGIBLE
Broker Protocol
The National Flood Forum checks that the company is on the Financial Conduct Authority register and receives a copy of the broker’s Treating Customers Fairly document.
Brokers often specialise in certain areas, allowing them to offer policies where other companies might find it more difficult to do so.
BRUNEL INSURANCE
Brunel Insurance for People are one of the leading independent insurance brokers in the UK
Brunel Insurance
Brunel Insurance for People are one of the leading independent insurance brokers in the UK, We specialise in helping customer unable to easily obtain insurance including a range of insurance options to most owners of properties located in high risk flood areas.
Call 01934 643 400 or visit our website below to arrange your quote today!
THE HOME INSURER
The Home Insurer can help you with Flood Insurance.
The Home Insurer
Expect personal, professional service and the UK’s best flood specialist and Flood Re insurers. Call 0800 612 5764 or visit the dedicated National Flood Forum page on The Home Insurer site. Quotes for any property and claims history.
MUCH ADO INSURANCE
Much Ado Insurance can help you with Flood Insurance.
Much Ado Insurance
The team at Much Ado Insurance has over 20 years experience helping with flood insurance. With access to an expert panel of insurers, including Flood Re, we're confident of getting you covered. Call 01789 507 022 or request a call back online.
SAGAR INSURANCES
Sagar Insurances can provide quotes for business as well as residential.
Sagar Insurances
Sagar Insurances understand the stress not only of finding comprehensive insurance for a home at risk of flooding but also the service and help required in the event of a flood surge.
Call 01282 858250 or visit our dedicated website below.
ADRIAN FLUX INSURANCE
One of the leading specialist home insurance brokers in the UK.
Adrian Flux Insurance
Adrian Flux Insurance is one of the leading specialist home insurance brokers in the UK and one of only a few able to access a range of insurance options to most owners of properties located in high risk flood areas.
Call 0800 085 6109 to arrange your quote today!
FLOOD ASSIST INSURANCE
Specialist flood insurance for homes & businesses.
Challenge us to help you!
Flood Assist
Flood Assist Insurance
Insurance for high flood risk and previously flooded homes and businesses
• UK's largest panel of specialist flood insurers
• Cover for previously flooded & high flood risk properties
• Instant cover for Flood Re eligible homes
• Manage your flood risk via our App
• Expert advice from our team of specialists
For a quotation or to find out more contact our team on 01832 770660 or visit our website floodassist.co.uk
CULPECK INSURANCE SERVICES LTD
Culpeck Insurance Services Ltd has an enviable reputation for assisting clients like yourself.
Culpeck Insurance Services Ltd
Providing clients with flood related home insurance for over ten years. Long established members of the British Insurance Brokers Association.
We pride ourselves in providing the highest levels of personal attention to your ongoing insurance needs. Our philosophy is to “Treat the client in the manner that we would like to be treated”.
Call us today on 01733 208278 or visit www.culpeck.co.uk
IMPORTANT TIPS
Here are some tips when taking out the insurance policy.
BE HONEST
1
When asking for a quote it is important that you tell the whole truth. The danger of not doing so is that you invalidate your policy and you will not be able to make a claim should you need to. You should avoid the temptation to overlook a previous flooding incident or a nearby ditch.
READ THE POLICY
2
Make sure that you read the insurance policy in full before purchase to make sure that it covers you and meets your needs. The cheapest policy is not always the best.
VALUE ACCURATELY
3
Be thoughtful when thinking about the value of the goods and property being insured. Whilst you don’t wish to be overinsured, underinsurance can result in only part of your claim being paid.
KEEP EVIDENCE
4
Do keep receipts of major items purchased for future reference. Photographs of your rooms and contents may also be useful if you need to make a claim at some future date.